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 Dallas - land of the boots and suits, business giants and bicycle trails, culture and sports, classical and country, castles and cabins. You will find Dallas is the ultimate place for variety and opportunity. Cost of living is the 6th lowest among major metro areas while housing costs are over 10% below the national average. There are no state property, corporate income or personal income taxes in Texas. “Y’all” is the term used frequently and endearingly, but make no mistake, Dallas has a cultured climate and is serious about big business. Dallas is BIG and the people are friendly. People of all nationalities and cultures speak more than 50 different languages in the Dallas Metroplex. Careers are made and families are reared. Education is all encompassing from pre-school to six major universities with several seminaries and private schools as well. The Dallas Independent School District has an extensive system of magnet schools focusing on curriculums from arts, medicine, politics, business and other career directions.  |  | | | Photo: Dallas Convention and Visitors Bureau | |
 The Dallas/Fort Worth Metroplex has 5.5 million residents boasting one of the youngest populations nationwide with an average age just over 35 years. Twelve of the largest cities in Texas are in the Metroplex with nine of the cities in the Metroplex having populations over 100,000. They are: Arlington, Carrollton, Dallas, Fort Worth, Garland, Grand Prairie, Irving, Mesquite, and Plano. Fortune Magazine ranks 13 of our companies as “The Best to Work For”. They are: Alcon, AmeriCredit, The Beck Company, The Container Store, Electronic Data Systems, Fujitsu, GTE, J. C. Penney, Kimberly Clark, UPS-Kinko’s, Mary Kay Cosmetics, Northern Telecom, Southwest Airlines, TD Industries, Texas Instruments, VHA, Xerox Corp. Leading industries include Defense, Financial, Information Technology and Data, Life Sciences, Processing, Semiconductors, Telecommunications and Transportation and Logistics. The major employers in the area are AMR, Baylor Healthcare System, Brinker International, J.C.Penney, SBC, Texas Health Resources, Verizon Communications, and WalMart. Fortune 500 and Global 500 Companies include: Advance PCS, Affiliated Computer Service, AMR, Centex, D.R. Horton Homes, Den Foods, Electronic Data Systems, ExxonMobil, J.C.Penney, Kimberly Clark, Lennox International, Neiman Marcus, Texas Instruments, and TXU. Major Privately Held Companies are Austin Industries, Ben E. Keith, Club Corporation, Dr Pepper/Seven Up, UPS-Kinko’s, Minyard Food Stores, Sammons Enterprises, VarTec Telecom. Major Airports serving the Dallas area are DFW International, the third busiest airport in the world, and Love Field, home to Southwest Airlines. Love Field, Addison Airport and Redbird Airports serve corporate planes and Addison and Redbird offer instruction in light aircraft. Hot air balloons and gliders take flight from several areas north and east of Dallas and the Mesquite and Plano Balloon Fests activities draw enormous crowd of participants and viewers. The Dallas Area Rapid Transit System (DART) continues to expand providing the light rail and bus transportation throughout Dallas to the suburbs. It is inexpensive and convenient. The huge Texas highway network allows easy access through and around the Metroplex area with its system of free and toll roads and arteries. Just hop aboard and explore the surroundings or bypass the freeways for a swift ride to work or even to catch a flight at DFW International Airport.  |  | | | Photo: Dallas Convention and Visitors Bureau | |
 Sports are huge in the Dallas area. See our sports page on this website. Also considered the second major sport in Dallas is “Power Shopping”! Regional malls, discount centers, and strip malls are everywhere allowing the diehard shopper to experience their personal paradise. It’s been said that Dallas has more shopping per capita than anywhere. Believe it! While Texans are known for their barbeques, one can find every kind of food imaginable in the Metroplex. In addition to the many fine restaurants, corner cafes, and dinky dives, grocery stores cater to cultural food selections as well as fresh, healthy food. The Farmer’s Market offers fresh fruits and vegetables daily in addition to flowers…just sink your teeth into a newly ripe, cold watermelon to assuage the summer heat! Speaking of climate, Dallas averages almost 300 sunny days per year and the winters are usually very mild. Augmented with an invigorating spring and autumn, there is something for everyone to enjoy about the Texas weather.  |  | | | | |

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Financing Your Home >New Loans
If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still processing many new loan applications.
You should gather all the necessary paperwork before you apply, and submit your loan application as soon as possible. At a minimum, the information required by a lender will consist of proof of your earnings and a clear picture of your total monthly income and expenses. If you are self-employed, or have long-term obligations such as alimony or child support, the preparation time and the amount of paperwork increases.
Despite the need to move rather quickly for a mortgage in today's market, you should "make haste carefully." Shop carefully for your loan by comparing all costs and terms. With the number of lenders vying for your business, new and better deals are always appearing.
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What house is considered to be the first house with running water in America?
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John Headly's home built in Newport, RI in 1723, was equipped with an underground pipe from the nearby spring.
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