Plano, North Dallas and Frisco real estate and homes for sale in Texas - Joetta and Paul Guta, REALTORS® Joetta and Paul Guta REALTORS(r) for Plano, North Dallas and Frisco, Texas real estate - NUMBER1EXPERTS™ Joetta and Paul Guta NUMBER1EXPERTS(tm) for Plano, North Dallas and Frisco, Texas real estate
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Joetta and Paul Guta, REALTOR®, real estate agents and broker for Plano, North Dallas and Frisco Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 214-520-4444.


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Mortgage Prequalification: Plano, North Dallas and Frisco Texas home buying, real estate listings, and homes for sale in Dallas County, TX
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Plano, North Dallas and Frisco REALTORS® to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Zoning Laws >Easements

Every property has some kind of easement--utility, water and sewer or driveway easements which give access to landlocked parcels. As a property owner, you may be affected by easements at some point.

The easement in gross is the most common type of easement used by public utilities. These easements are often under or above the ground, so they do not consist of actual land. If a utility gains the right to an easement in gross over your land, it must pay you for the diminishment in value of your property.

Easements by prescription become easements simply through unchallenged use by the landowner for a specified number of years (usually 10-20). To avoid such an occurrence, the landowner must periodically make a formal objection to "start the clock over".

The most familiar type of easement is easement appurtment that allows access to public roads and is used to create driveways and walkways for subdivided parcels. This type of easement should be treated by both landowners (and beneficiaries) as actual land parcels to be described and recorded meticulously.

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Real Estate Trivia
Q 
What is a Buyer Broker?

A 
A buyer broker represents buyers, helping them to find the best property and negotiate the best purchase price and terms.
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Joetta and Paul Guta, REALTOR®, real estate agents and broker for Plano, North Dallas and Frisco Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Joetta and Paul Guta
Prudential Texas Properties

2440 Preston Road
Plano, TX. 75093
Phone: 214-520-4444
Toll Free: 800-218-2993
Fax: 972-733-5117
Email: joettaguta@NUMBER1EXPERT.com

“The Team that Does Make a Difference” 26 Successful Years in Real Estate. Ranked in top 1% of Realtors in North America. Professional experts in assessing and creating solutions for each unique situation.

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